Debt recovery in Como for US and Canadian creditors
Foreign judgment enforcement and injunctive proceedings in the province of Como
Debt recovery in Como for US and Canadian creditors
US and Canadian creditors seeking to recover debts owed by Italian debtors in Como must first obtain an enforceable title in Italy.
Where the creditor holds a foreign court judgment, the exequatur procedure before the Italian Court of Appeal is required for recognition and enforcement.
Alternatively, the firm may initiate fresh injunctive proceedings (procedimento monitorio) in Italy, which can be faster than the recognition route depending on the nature of the claim.
The firm acts as the creditor's sole Italian representative, managing communications with the debtor, conducting asset investigations, filing enforcement applications, and pursuing recovery through seizure and judicial sale.
All communications with the North American client are conducted in English.
How to proceed — preliminary consultation
The first recommended step is to schedule a thirty-minute preliminary consultation, available in English, to assess the claim, determine the most efficient enforcement pathway, and provide a preliminary estimate of recovery timelines and costs.
- At the L'Aurora Law Firm we dedicate ourselves to providing an excellent legal service, built on expertise and experience, professional seriousness and constant attention to the client. We are able to successfully assist both private individuals and businesses in a wide range of complex legal matters, in Como and surrounding areas.
- We are available for those seeking rapid, effective and concrete legal solutions. We offer qualified consultation and assistance in numerous areas of law, including civil, commercial, corporate, administrative and criminal law. Our objective is to provide personalized and targeted assistance, capable of perfectly adapting to each client's needs, carefully evaluating the particularities and specificities of each individual case.
- Our firm's approach is based on a careful preliminary analysis and a strategy aimed at efficient problem resolution. We believe that trust, transparency and clear communication are the fundamental pillars of the Lawyer-client relationship, and we strive to always maintain an open, direct and clear communication channel. We are convinced that an informed and aware client is a more serene client in their legal choices.
- Thanks to our consolidated experience and continuous professional training, we are always updated on the latest legislative developments and judicial trends, offering cutting-edge solutions and concrete and timely responses to every type of legal issue. Whether it is a complex litigation, strategic contract negotiation or preventive consultation, we are ready to assist you with professionalism, expertise and determination.
- The L'Aurora Law Firm offers a virtual service tailored to Como, in the region of Lombardia, and aims to respond effectively, competently and promptly to your legal needs. For more information or to request personalized consultation, do not hesitate to contact us. We will be pleased to assist you at every stage of your legal journey, ensuring maximum commitment to protecting your rights and interests.
I am Lawyer Liliana L'Aurora, registered with the Bar Association of Latina, with broad experience in business distress law and over-indebtedness, as provided by the Business Distress Code. Crisis Manager in over-indebtedness procedures and insolvency proceedings. I am also registered with the Register of Crisis Managers and the OCC of Latina.
I have gained significant experience at the De Felice Law Firm, working on bankruptcy proceedings and real estate sales. I offer legal consultation to companies and private individuals in the following areas: commercial law, family law, civil liability.
Graduated in Law from La Sapienza University in Rome, I continue to update myself through advanced training courses, including those on the Business Distress Code.
I offer remote legal consultation at the national level, using digital tools to ensure safe and remote consultations.
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Does the law firm handle legal matters related to Como?
- The firm provides specialised legal counsel on matters involving Como and the surrounding territory — irrespective of the client's place of residence.
- From property disputes to local regulations, employment law to family matters: should a case be connected to Como or neighbouring municipalities such as Argegno, Colonno, Pigra, the firm is available to assist.
- Consultations are conducted remotely via video call or telephone, without the need to attend the office in person.
- Book a consultation →
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Can legal assistance be obtained for a matter involving Como without residing there?
- The firm handles legal matters connected to the territory of Como and surrounding municipalities, regardless of where the client is based.
- Cases involving local real estate, commercial activities, contracts, inheritance and disputes tied to the following areas are fully covered: Argegno, Colonno, Pigra, Sala Comacina, Brienno, Nesso, Dizzasco, Schignano, Veleso, Lezzeno.
- The firm is available to provide qualified legal assistance tailored to each specific situation.
- Choose date and time →
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Does the firm assist with online fraud, cryptocurrency scams, trading fraud or family law matters connected to Como?
- The firm assists victims of online fraud, cryptocurrency scams and unauthorised trading platforms connected to the Como area, conducting a preliminary legal assessment to determine whether the conditions exist to pursue fund recovery, and providing support in filing complaints with the Postal Police.
- The firm also handles family law matters — separation, divorce, child custody and contested inheritance — connected to the territory of Como and surrounding municipalities such as Argegno, Colonno, Pigra.
- Whether the client has been defrauded by a fraudulent broker, suffered losses through an abusive crypto platform, or requires legal support in a family dispute, a remote consultation can be arranged from any location.
- Book a consultation for your case →
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Does the firm provide legal assistance for over-indebtedness and debt crisis procedures connected to Como?
- The firm offers specialised legal assistance for over-indebtedness procedures under Italian Law No. 3/2012 and the Business Crisis Code (D.Lgs. 14/2019), assisting both private individuals and sole traders connected to the Como area.
- Available procedures include the debt restructuring plan, the consumer arrangement, and the controlled liquidation of assets — instruments designed to provide a lawful and structured resolution to situations of financial distress.
- Clients residing in or holding assets within Argegno, Colonno, Pigra, Sala Comacina, Brienno, Nesso, Dizzasco, Schignano, Veleso, Lezzeno and surrounding municipalities may access these procedures with the support of the firm.
- Request a preliminary assessment →
INTERNATIONAL CLIENTS REQUIRING DEBT RECOVERY ASSISTANCE IN COMO
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Enforcing a foreign judgment against a debtor in Como
- A creditor holding a judgment from a US, UK, or German court seeking enforcement against assets of a debtor located in Como must obtain recognition of the foreign judgment under Italian law. Within the EU, Regulation 1215/2012 provides a streamlined procedure; for non-EU judgments, the exequatur process before the Court of Appeal applies. The firm assists throughout the enforcement procedure, from recognition to asset identification and seizure proceedings in Como, with the aim of supporting the effective realisation of the creditor's rights.
- Schedule a preliminary consultation
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B2B cross-border debt recovery in Como for European creditors
- European businesses owed debts by Italian companies or individuals based in Como may utilise the European Payment Order procedure or the European Small Claims Procedure for claims under €5,000. For larger sums, the firm initiates Italian monitorio proceedings before the competent court of Como, obtaining an enforceable decree within expedited timelines. The firm coordinates with the client's domestic legal advisors to ensure seamless cross-border execution.
- Schedule a preliminary consultation
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Asset seizure and enforcement proceedings in Como
- Where an Italian debtor in Como fails to satisfy a payment obligation, the creditor may pursue enforcement through seizure of real property, bank accounts, receivables, or movable assets. The firm conducts preliminary asset investigations within the province of Como, files the appropriate enforcement applications before the enforcement judge, and manages the procedure through to satisfaction of the creditor's claim. Strategic choices regarding the type of seizure can materially affect recovery timelines and outcomes.
- Schedule a preliminary consultation
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Collecting Italian debts owed to US and Canadian creditors — Como
- US and Canadian creditors — whether individuals owed rental income, purchase price instalments, or businesses with outstanding commercial receivables — require Italian legal representation to recover sums owed by debtors in Como. The firm obtains injunctive payment orders, pursues enforcement against identified assets, and, where the debtor's conduct warrants it, files criminal complaints for fraudulent insolvency. The firm communicates with North American clients in English and operates entirely on their behalf within the Italian judicial system.
- Schedule a preliminary consultation
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Insolvency proceedings and creditor protection in Como
- When a debtor in Como enters insolvency proceedings, the creditor must file a timely proof of claim to participate in the distribution of the debtor's estate. The firm monitors insolvency filings affecting debtors in Como, advises on the ranking of claims — privileged, secured, or unsecured — and represents the creditor's interests in the verification hearings and throughout the insolvency procedure, working to support the best possible recovery within the constraints of the collective proceeding.
- Schedule a preliminary consultation
FREQUENTLY ASKED QUESTIONS FROM INTERNATIONAL CLIENTS IN COMO
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Can a foreign creditor enforce a debt against an Italian debtor in Como?
- Yes. Foreign creditors can pursue debt recovery in Como through Italian monitorio proceedings or by seeking recognition and enforcement of a foreign judgment. EU creditors may utilise the European Payment Order for a streamlined procedure. The firm manages the entire enforcement process on behalf of the foreign creditor.
- Schedule a preliminary consultation
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How long does debt recovery take through the Italian courts in Como?
- An uncontested monitorio proceeding typically yields an enforceable payment decree within forty to sixty days. If the debtor opposes, the proceeding converts to ordinary litigation, which may take twelve to thirty-six months depending on the court's workload. Enforcement of the decree against the debtor's assets is a separate procedure with its own timeline.
- Schedule a preliminary consultation
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What assets can be seized from a debtor in Como?
- Italian law permits the seizure of real property, bank accounts, receivables, salary (within limits), movable assets, and shares. Certain assets are exempt from seizure, including essential household items and minimum subsistence amounts. The firm conducts preliminary asset investigations to identify the most effective enforcement strategy.
- Schedule a preliminary consultation
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What happens if the debtor in Como has no seizable assets?
- If the debtor is judgment-proof in the short term, the firm advises on monitoring strategies to detect future asset acquisitions, the possibility of filing criminal complaints for fraudulent asset concealment, and the option of initiating insolvency proceedings to access potential clawback actions against prior dispositions.
- Schedule a preliminary consultation
